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For the first time since 1989, New York State is increasing the statutory (state-mandated) Short-term Disability benefits provided under the NY Disability Benefits Law (NY DBL).

With legislative approval of the DBL increase in New York State’s budget hot off the press, our work begins to ensure a smooth transition for all our customers. As we are analyzing the first set of details available on the DBL increase, we will share our key insights right here on this dedicated DBL Increase Hub. Just as we guided you through the significant market transformation when Paid Family Leave became a required benefit, we will again strive to provide you with a thoughtful break-down of what the upcoming increase will mean for you: as a broker, employer, employee – and as a ShelterPoint customer. Information will grow and expand on this hub as more details become available and regulations evolve.

Bookmark and share this page as your go-to resource as we begin this journey to higher DBL benefits.

Governor Hochul making an announcement

We Are Here To Help Our Partners
Every Step Of The Way

With a rich 50+ year history in providing DBL to our NY customers, we have built the experience, scalability, and agility to expertly manage this type of coverage and continuously expand our capabilities to provide you with smooth service from onboarding to claims. Over the decades, we grown into a trusted leader in the NY DBL/PFL space, providing this coverage to more than 196,000 employers with over 2.0 million employees1. Rest assured, we are working tirelessly to ensure a smooth implementation and are dedicated to helping you prepare for the changes coming to this vital program.

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NY DBL Increase: You Have Questions, We’ll Get Answers

We know you have questions – and we want to help you get the answers you’re looking for. If you have a question regarding the DBL benefit increase, please submit it using the form below so we can consider it for future posts, tools, or other resources. No question is too big, or too small for us to consider!

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1Based on ShelterPoint Life Insurance Company policyholder and certificate holder count as of 12/31/23.

*ShelterPoint only offers PFL in form of a rider to DBL.

The ShelterPoint family of companies operates under the “ShelterPoint” name strictly as a marketing name, and no legal significance is expressed or implied. The ShelterPoint family of companies consists of ShelterPoint Life Insurance Company, a NY-domiciled carrier, and its wholly-owned subsidiary ShelterPoint Insurance Company, a FL-domiciled carrier, depending on the state. ShelterPoint is a registered service mark.

This material is for informational purposes only; it is not the same as official statements of position contained in the law and/or regulations and is not intended to provide legal counsel or advice. Please consult with an appropriate professional for legal, compliance, HR, tax, or any other specific advice.

Any Disability Benefits Law (DBL) and/or Paid Family Leave (PFL) information is based on the applicable statutes and regulations, and may change as regulations evolve or NY State issues guidance regarding DBL/PFL law and regulations. In the event of conflicting information with the policy and/or rider(s), the policy and/or rider(s) will take precedence over what is shown in this material. Policies are governed by Article 9 of Workers Compensation Board (WCB) Law (New York State Disability and Paid Family Leave Benefits Law). All DBL/PFL policies are New York-only products and are underwritten by ShelterPoint Life Insurance Company, a NY-domiciled carrier.

Underwritten by:
ShelterPoint Life Insurance Company (principal office in Garden City, NY) in: NY
Policy Form# SPL DB0717 E (Enriched Benefit Rider), SPL DB0717 F, SPL DBL1114 H (In-hospital Rider), SPL DBL1114 D (AD&D Rider), SPL DB0922 F

 

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All policies are underwritten and administered by either ShelterPoint Life Insurance Company (principal office in Garden City, NY), or ShelterPoint Insurance Company, a FL-domiciled carrier, depending on the state. Contact Underwriting for details.
Policies for Private Plans of Statutory Benefit Programs are underwritten by ShelterPoint Life Insurance Company (principal office in Garden City, NY) in NY, NJ, CT, MA, CO; and underwritten by ShelterPoint Insurance Company (a FL-domiciled carrier) in OR. Click here to view availability by state.
For information about which company is licensed in your state, please visit our Geographic & Jurisdictional Notice.

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