*ShelterPoint only offers PFL in form of a rider to DBL.
The ShelterPoint family of companies operates under the “ShelterPoint” name strictly as a marketing name, and no legal significance is expressed or implied. The ShelterPoint family of companies consists of ShelterPoint Life Insurance Company, a NY-domiciled carrier, and its wholly-owned subsidiary ShelterPoint Insurance Company, a FL-domiciled carrier, depending on the state. ShelterPoint is a registered service mark.
ShelterPoint Life Insurance Company (principal office in Garden City, NY) in: NY
ShelterPoint only offers Paid Family Leave in form of a rider to DBL.
Policy Form# SPL DB0920 F
Above rates apply to groups of 1-49 employees only.
1 monthly per capita rates with an annual minimum premium $125
2 monthly per capita rates with a quarterly minimum premium $35
Proprietors/partners and voluntary insureds (with at least one employee) may also apply for coverage at the time of initial application or on the policy anniversary at the above male/female rates.
The information in this material is not intended as an offer of coverage. It is for illustrative purposes only, providing a general overview of featured benefit highlights provided under the policy. It is not a contract. In the event of conflicting information with the policy, the policy will take precedence over what is shown in this material. Not available in all jurisdictions (Available in NY only.) Policies are subject to Underwriting approval. All coverage extends up to policy limits. Policies are reviewed annually and may be cancelled for nonpayment. Please refer to the policy for coverage details, a complete listing of covered services, policy provisions, conditions, exclusions, and terms under which the policy may be continued or cancelled. Exclusions, limitations, reduction of benefits, and terms of coverage apply as pursuant to NY State Disability Benefits Law. All benefit calculations are based on $340 covered payroll per week. Claim payment is not guaranteed; benefit amount depends on wages. Policies have a statutory 7-day waiting period.
DBL (SPL DBL1114)
Enhanced DBL Rider (SPL DB0717 E)
In-Hospital Rider (SPL DBL1114 H): The in-Hospital benefit is only payable while an employee is hospital-confined.
AD&D Rider (SPL DBL1114 D): AD&D is only available as a rider to a DBL policy. For covered dismemberments please refer to the AD&D Rider of the DBL policy. The rider described in this material provides limited accident benefits only. It DOES NOT provide basic hospital, basic medical or major medical insurance. For DBL policies with minimum premium, the AD&D premium is in addition to the minimum premium.
Paid Family Leave Rider (SPL DB0920F): Conditions, covered services, exclusions, limitations, and terms of coverage apply pursuant to Article 9 of WCB Law. For DBL policies with minimum premium, PFL premium is in addition to the DBL minimum premium. Rates as released by the New York State Department of Financial Services on 08/31/18 may be adjusted on an annual basis by September 1st of each year.
Underwritten by: ShelterPoint Life Insurance Company (principal office in Garden City, NY) in: NY