Private Plan Options for Paid Family & Medical Leave

Employers that are required to provide Statutory Short-Term Disability and/or Paid Family and Medical Leave (PFML) coverage may assume a state plan is the only option. In many states, an employer may fulfill its obligation through an approved Private Plan.

Why employers choose ShelterPoint fully-insured Private Plans

With decades of experience in statutory disability and PFML coverage, ShelterPoint offers competitive pricing, claims turnaround that aims to exceed state requirements and dedicated support every step of the way.

Experience & scalability

Decades of experience and expertise to support small and large businesses

Compliance made easier

Communication about regulatory updates, contribution changes and PFML best practices

Resources for brokers and employers

Dedicated support, from onboarding through claims

Get the PFML Private Plan guide

Our guide covers the details: how private plans work, what to look for and how they compare to state plans.

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With decades of experience in helping keep people INSURED,

rest ASSURED: you have found the specialists you can turn to.

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This page is for informational purposes only and is not intended to provide legal counsel. Please consult with an appropriate professional for legal and compliance advice.

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ShelterPoint is the brand name for ShelterPoint Life Insurance Company (a NY-domiciled carrier with its principal office in Garden City, NY) and its wholly owned subsidiary, ShelterPoint Insurance Company (a FL-domiciled carrier, licensed in all states excluding NY, CA, and MI). Coverages may be underwritten by either carrier depending on the state. Not all products, features, and services are available in all states. ShelterPoint is wholly owned by Protective Life Insurance Company ("Protective"), an Omaha, Nebraska domiciled carrier that is licensed in all states excluding NY.
For information about which company is licensed in your state, please visit our Geographic & Jurisdictional Notice.

PFML Resource Center

A Guide to Private Plan Options