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What is CT Paid Leave?

CT Paid Leave is Connecticut's version of a state-mandated Paid Family & Medical Leave (PFML) program, as required by CT PFML law. CT Paid Leave provides eligible employees with partially paid time off for up to 12 weeks of benefits for qualifying life events such as bonding leave to care for a new child, caring for a family member with a serious health condition, qualifying military exigency, domestic violence leave, or for self-care for a serious health condition.

 

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Are All Connecticut Employers Required to Provide CT Paid Leave Benefits?



Most employers with 1+ employees in Connecticut are considered covered employers and are required to provide CT Paid Leave benefits.

Sole proprietors or self-employed individuals may also be eligible if they opt-in to the CT Paid Leave State Plan.

 

Who is NOT a covered employer?


  • The federal government
  • Municipalities as well as local or regional boards of education, unless their unionized employees collectively bargain to be included
  • Non-public elementary or secondary schools1
  • Railroads
  • Governments of other states or countries
  • Sovereign nations (including tribes)2

1Private colleges, universities and other post-secondary schools are covered by the CT Paid Leave.
2Tribal leaders may enter into an agreement with the Governor to authorize employees of the tribe and any tribally owned business to participate in CT Paid Leave.


By default, employers receive CT PFML coverage for their employees through the CT Paid Leave State Plan. Employers have the option to instead provide this coverage through a private insurance carrier in the form of an approved Private Plan.



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What is an Approved Private Plan?

An approved Private Plan is an alternative to the CT Paid Leave State Plan, which at least meets or exceeds the rights, protections, and benefits of the State Plan. It can be self-insured by a Connecticut employer or provided through an approved insurance carrier like ShelterPoint*. We offer a fully insured Private Plan in the form of a Paid Family & Medical Leave (PFML) policy.
Learn more about Private Plans and how to apply for a Private Plan here.

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Who is Eligible to Receive CT Paid Leave Benefits?

Employees need to meet certain criteria regardless of whether coverage is provided through the State Plan or a Private Plan:

  1. You work for a covered employer as described above and are not considered an excluded individual:

    • Who is considered an excluded individual?

      • Interstate truck drivers who work in Connecticut but live in another state and do not pay income tax in Connecticut
      • Spouses of active-duty military members who have elected to continue to pay taxes in their home state instead of Connecticut
      • Individuals with a 14C certificate who work a subminimum wage

  2. At the time of claim, you have:

    • Earned at least $2,325 from a covered employer in the highest-earning quarter of the "base period" (i.e. the first four of the five most recently completed quarters)
    • And you are either:
      • Currently employed or have been employed within the last 12 weeks by a covered employer, or
      • You are a Connecticut resident who is self-employed or a sole proprietor who opted into the State Plan


You are eligible due to a qualifying reason as described in more details on our CT Paid Leave Benefits page.

For more details, including how to count back properly through the base period, visit our Benefits page.

You do not need to work a minimum number of hours to become eligible, i.e. even as a part-time, per diem, or seasonal worker, you may be eligible assuming you meet the other criteria.


Where do employees need to be located to be eligible?

Employees who primarily work in Connecticut are covered by the program. Employees who live in Connecticut but entirely work in another state are not covered by the CT Paid Leave State Plan or an approved CT Private Plan. Employees may be able to participate in any available PFML program offered in the state where they work.

    

How Much Does the Program Cost?

Private Plans are exempt from remitting contributions to the State Fund for future quarters after approval and would instead remit premiums to their chosen Private Plan carrier when due.

If you are an employer and are interested in an approved Private Plan and would like to obtain a quote for private coverage, please contact your broker.




Learn More About CT Paid Leave

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