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While Paid Family Leave (PFL) is a required benefit in New York State for private sector employers, employers in the public sector have to opt-in for this coverage – similar to DBL (NY State short-term disability).
Generally, as a public employer, you can opt-in to provide Paid Family Leave by:
The steps for adding Paid Family Leave vary depending on whether you already provide voluntary DBL or not. Let’s focus on what this looks like for public employers with active, voluntary DBL coverage:
As a public sector employer – even though you already have voluntary statutory short-term disability (DBL) – you still have to actively elect PFL coverage if you want to provide this benefit for your employees. Paid Family Leave will not be issued automatically for public sector employers with voluntary DBL coverage. Assuming that you don’t self-insure, once you add Paid Family Leave, it will typically be issued as a rider to your DBL policy.
Whether you decide to add PFL or not, you must notify the Workers’ Comp Board (WCB) of your decision.
If you opt-in for Paid Family Leave
If you choose not to opt-in for Paid Family Leave
If you opt-in for Paid Family Leave
Voluntary coverage must be maintained for at least 1 year. If you decide to discontinue voluntary coverage, you must provide at least 12 months’ written notice to the WCB and all your public employees who have been making contributions.
Our in-depth guide provides everything you need to know about Paid Family Leave in New York. Here’s what you’ll find inside this 34-page guide:
View quote requirements
ABCs of PFL
Brochure – ShelterPoint PFL highlights for employers
Brochure – ShelterPoint PFL education for employees
Forms - Claim
Forms - Application - Voluntary Coverage non-contrib (PFL-135)
Forms - Application - Voluntary Coverage contrib (PFL-136)
Forms - Employee opt-out (PFL-Waiver)
PFL Regulations - Final Rates (DFS)
PFL Regulations - Final (WCB)
PFL Regulations - The Law
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The ShelterPoint family of companies operates under the “ShelterPoint” name strictly as a marketing name, and no legal significance is expressed or implied. The ShelterPoint family of companies consists of ShelterPoint Life Insurance Company, a NY-domiciled carrier, and its wholly-owned subsidiary ShelterPoint Insurance Company, a FL-domiciled carrier, depending on the state. ShelterPoint is a registered service mark.
ShelterPoint Life Insurance Company (principal office in Garden City, NY) in: NY
ShelterPoint only offers Paid Family Leave in form of a rider to DBL.Policy Form# SPL DB0920 F
This page is for informational purposes only and is not intended to provide legal counsel. Please consult with an appropriate professional for legal and compliance advice. Any Paid Family Leave information is based on the applicable statutes and may change if guidance is issued by the State of New York.
All Terms & Notices
All policies are administered by ShelterPoint Life and underwritten by either ShelterPoint Life Insurance Company, a NY-domiciled carrier, or ShelterPoint Insurance Company, a FL-domiciled carrier depending on the state. Contact Underwriting for details.
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For information about which company is licensed in your state, please visit our Geographic & Jurisdictional Notice.