Temporary Disability Insurance (TDI) is a state-mandated benefit in New Jersey. Employers automatically default to the State Fund for their coverage unless they have chosen to provide their employees the coverage through an approved Private Plan.
So, what are the advantages of choosing a Private Plan? Insurance carriers have built expertise and scalability around administering and paying claims. This focus may bring other advantages such as faster claims turnaround and dedicated claims service – potentially resulting in a better insurance experience for employees.
The DP-1 Form is the application for approval or modification of an insured private plan in New Jersey. Some other important notes about the DP-1 Form:
To quote a NJ TDI plan with ShelterPoint, you’ll need the following:
Get started
Download now
At ShelterPoint, we stay on top of all the latest news, updates, and information about Paid Family & Medical Leave, so we can pass it on to you. Sign-up for updates now to stay in the know!
Sign-Up for Updates
This material is for informational purposes only and is not intended to provide legal counsel. Please consult with an appropriate professional for legal and compliance advice. Any program information is based on our knowledge and understanding of NJ’s applicable laws and regulations as of the publication date and may change as regulations evolve or NJ issues updated guidance. Further, this material is for illustrative purposes only, providing a general overview of the services described. It is not a contract nor intended as an offer of coverage.
Policies are subject to Underwriting approval. Policies are reviewed annually and may be cancelled for nonpayment. All coverage extends to limits reflected in the policy. Please refer to the policy for coverage details pursuant to its governing law, including a complete listing of covered services, provisions, conditions, exclusions, limitations, and terms under which the policy may be continued or cancelled. In the event of conflicting information with the policy and its governing Law, the policy and governing Law will take precedence over what is shown in this material. Claim payment is not guaranteed; benefit amount depends on wages.
The Temporary Disability Benefits (TDB) Law (P.L.1948, c.110 (C:43-21-25 et seq.)) and applicable Administrative Code (N.J.A.C. 12:18-1 et seq.) govern this Private Plan and its interpretation and administration. Available in NJ only. Policies have a statutory 7-day waiting period.
Underwritten by: ShelterPoint Life Insurance Company (principal office in Garden City, NY) in: NJ (form# SPL TDB P NJ 0124)