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19 February 2019

NJ TDI Regulatory Update

Temporary Disability Insurance

NJ TDI Regulatory Update

On February 19, 2019, New Jersey Bill A3975 was signed into law by Governor Murphy.  This bill revises the laws concerning Family Leave (FLI) and Temporary Disability Benefits (TDB) including, pregnancy temporary disability leave, family temporary disability leave, and domestic or sexual violence safety leave.  Additionally, the required election process regarding the privatization of TDI has been modified.

Download a copy of the bill here. Here are the top highlights1:

  • Removal of the employee voting and signature collection requirement for non-union groups to move to a private TDI plan
  • Electronic filing of application forms will be accepted
  • FLI and other TDI benefit amount increases to 85% of the claimant’s average weekly wage, with a new cap at 70% of the State Average Weekly Wage (SAWW)
  • FLI benefit maximum duration increases from 6 weeks to 12 weeks2
  • FLI intermittent leave maximum duration increases from 42 days to 56 days2
  • FLI expands on the definition of “family members” for whom covered individuals may receive paid benefits to provide care
     

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1This information is based on the currently available information as of February 19, 2019 and may change as things evolve or NJ State issues more guidance.
2During any 12-month period.


The information in this material is for agent/broker use only and is not intended for the general public.  Information in this article is not intended as an offer of coverage. It is for illustrative purposes only, providing a general overview of featured benefit highlights provided under the respective policies. It is not a contract.  The Temporary Disability Benefits (TDB) Law (Temporary Disability Benefits law (P.L.1948, c.110 (C:43-21-25 et seq.) governs this private plan and its interpretation and administration. All coverage extends up to TDB Law limits reflected in this policy. Please refer to the policy and TDB law for coverage details, a complete listing of covered services, provisions, conditions, exclusions, and terms under which the policy may be continued or cancelled. In the event of conflicting information with the policy and applicable TDB Law, the policy and TDB Law will take precedence over what is shown in this material. Claim payment is not guaranteed; benefit amount depends on wages. Policies have a statutory 7-day waiting period.  Available in NJ only.

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