1. Home
  2. Producers
  3. Employers
  4. Members
  5. About
  6. News
  7. Blog
  8. Contact
Broker thinking in front of the computer

Statutory Benefits

CT Paid Family & Medical Leave: Myths Debunked

Put your CT Paid Family and Medical Leave (PFML) knowledge to the test with our short quiz. Can you tell which ones are common misperceptions? Take your pick, and we’ll tell you if the statement is true or false. You can learn more about the nuances in the details below each statement and on our dedicated Connecticut Paid Family & Medical Leave Page here.

Happy myth busting!

Color blocks composing the word


CT PFML provides job-protection and income replacement for certain qualifying life events.


True or False?



This statement is false.

While CT PFML does provide income replacement for qualifying life events, the employee’s job is not protected under this new law.   Job protection may be provided under other leave laws. So, employers and employees may want to brush up on the federal Family & Medical Leave Act (FMLA) and Connecticut’s Family & Medical Leave Act (CT FMLA) to see under what circumstances an employee’s job may be protected while out on CT’s new Paid Family & Medical Leave.




If an employer wanted to apply for a private plan, their application had to be approved by the CT Paid Leave Authority by March 31, 2021.


True or False?



It’s a myth! This statement is false.

Private Plans are approved on a rolling basis all year long. In 2021, Employers will be exempt from making contributions to the state fund beginning with the quarter in which they obtain approval.

Make sure to start the process to apply for a private plan early to allow time for quoting, voting, and review by the CT Paid Leave Authority! Get a step-by-step guide on how to apply for a private plan here.

While the deadline to apply for an exemption in the First Quarter has passed, employers are still able to apply for a private plan throughout the rest of the year. However, the contributions already made to the State fund won’t be refunded.

Here’s the current information on private plan exemptions and CT State Fund contribution requirements:

Approval Date State Fund Contribution
Waived Beginning on  
Contributions due to State Fund
3/31/21 1st quarter 2021 None
6/30/21 2nd quarter 2021 1st quarter due 4/1/21 to 4/30/21

2nd quarter waived
9/30/21 3rd quarter 2021 1st quarter due 4/1/21 to 4/30/21

2nd quarter due 7/1/21 to 7/30/21

3rd quarter waived
12/31/21 4th quarter 2021 1st quarter due 4/1/21 to 4/30/21

2nd quarter due 7/1/21 to 7/30/21

3rd quarter due 10/1/21 to 10/30/21

4th quarter waived
2022 TBD TBD

This means employees will have opportunities for savings for the remainder of 2021.




For a private plan to be approved, the majority of employees who voted need to be in favor of the exemption.


True or False?



Busted! This statement is false.

The majority (50%+1 vote) of all Connecticut workers at the company need to vote in favor of a private plan in order for it to be approved – not just of those who voted.

In this voting process, if an employee does not vote, it is for all intent and purpose considered a “no” vote since the tally will be the number of Yes votes as compared to the number of all Connecticut workers at the company. For example, if an employer has 20 employees, 14 participate in the vote with 8 employees voting “yes”, the company would not be able to implement the private plan. So, it’s crucial that employees understand how important it is to participate.

Keep in mind, there are several guidelines from State regulating the voting process, e.g. the vote needs to be anonymous, capable of being verified after the fact, and non-coercive. Paper ballots or online apps can be used to conduct the vote, and the CT Paid Leave Authority is encouraging the use of online voting platforms. For a full description of how to apply for a private plan, including details on the voting process and links to the official guidelines, please visit our page on how to apply for a private plan.




Eligible employees can take up to 12 days of leave for reasons related to family violence.

True or False?



This statement is true!

Victims of family violence who need time off from work to attend to matters related to that violence qualify for leave under the Connecticut Paid Family & Medical Leave law. The law allows an eligible employee to use up to 12 days of the 12 weeks of leave provided for reasons related to family violence. At this time, Connecticut has the only program in the United States that provides PFML for reasons specifically related to family violence, but there are other states with Paid Sick Leave programs which provide up to 10-15 days for any reason whatsoever, including reasons related to family violence.


Think someone you know is an expert on CT PFML?

Share this quiz with them and find out!

Family bonding
Learn More About ShelterPoint

Statutory benefit programs are what we do.

We have built the experience, scalability, and agility to expertly manage this type of coverage and continuously expand our own capabilities to provide our clients with smooth service from onboarding to claims.

Become a ShelterPoint Producer

Get started

Get a Quote

Get started

Download the Broker Brochure

Download now

With decades of experience in helping keep people INSURED,
rest ASSURED: you have found the specialists you can turn to.

Stay in The Know

At ShelterPoint, we stay on top of all the latest news, updates, and information about Paid Family & Medical Leave,
 so we can pass it on to you. Sign-up for updates now to stay in the know!

Sign-Up for Updates



*The ShelterPoint family of companies operates under the “ShelterPoint” name strictly as a marketing name, and no legal significance is expressed or implied. The ShelterPoint family of companies consists of ShelterPoint Life Insurance Company, a NY-domiciled carrier, and its wholly-owned subsidiary ShelterPoint Insurance Company, a FL-domiciled carrier, depending on the state. ShelterPoint is a registered service mark.

Connecticut Paid Family & Medical Leave is available in CT only and will be underwritten by: ShelterPoint Life Insurance Company (a New York-domiciled carrier): Policy Form# pending.

This page is for informational purposes only and is not intended to provide legal counsel. Please consult with an appropriate professional for legal and compliance advice. Any CT PFML information is as of the page’s date stamp; it is based on the applicable statutes and regulations, and may change as regulations are released  or the Connecticut Paid Family and Medical Leave Insurance Authority issues guidance and/or policies and procedures  regarding Paid Family & Medical Leave.


Back To Top