[paragraphspace]
2026 Rates and Benefit Amounts for Paid Family & Medical Leave (PFML)
A new year often means new beginnings — and for Paid Family & Medical Leave (PFML) programs across the country, it also means new rates and benefit updates.
As we step into 2026, several states have announced changes to their PFML programs, from updated contribution rates to higher maximum benefit amounts. These updates can affect both employers and employees, shaping how benefits are funded and paid in this year ahead.
This year also marks an exciting milestone — employees in Delaware and Minnesota will begin receiving PFML benefits for the first time starting January 1, 2026, and Maine’s benefits will begin May 1, 2026. Their newly announced contribution rates and benefit amounts are now included in our list, reflecting the continued growth of PFML programs nationwide.
We know it can feel like a lot of moving parts, especially with updates released at different times. But don’t worry — we’re here to help you take the first step into 2026 confidently, with a quick state-by-state snapshot of key PFML changes where we currently offer a Private Plan1:
|
State
|
State
Program Name
|
2026 Max. Employee Contribution
|
2026 Max. Weekly Benefit Amount
|
| (% of wages to applicable cap) |
($ per year) |
|
CO
|
CO FAMLI
|
0.44%
|
$811.80
|
$1,381.45
(until 6/30/26)
|
|
CT
|
CT Paid Leave
|
0.50%
|
$922.50
|
$1,016.40
|
|
DE
(full program)
|
DE Paid Leave
|
0.40%
(50% of total contribution)
|
$738.00
|
$900.00
|
|
MA
|
MA PFML
|
0.46%
|
$848.70
|
$1,230.39
|
|
ME
|
ME PFML
|
0.50%
|
$922.50
|
$1,198.84
(until 6/30/26)
|
|
MN
|
MN Paid Leave
|
0.44%
|
$814.00
|
$1,423.00
(until 10/26/26)
|
|
NJ (TDI only)2
|
NJ TDI
|
0.19%
|
$325.09
|
$1,119.00
|
|
NY (PFL only)
|
NY PFL
|
0.432%
|
$411.91
|
$1,228.53
|
Looking for more PFML details?
Check out our interactive State Comparison, also freshly updated for 2026 where you can explore, compare states side-by-side, and print details that matter most to you!
Get updates just like this one sent right to your inbox. Sign up for updates here to stay in the know!
____________________________________________________________________
This article is for informational purposes only and is not intended to provide legal counsel. Please consult with an appropriate professional for legal and compliance advice. Any statutory benefit program information is based on our knowledge and understanding of the respective state’s applicable statutes and regulations as of the publication date and may change as regulations evolve or the respective states issue updated guidance. Further, this material is for illustrative purposes only, providing a general overview of the services described. It is not a contract, nor intended as an offer of coverage.
The ShelterPoint family of companies operates under the “ShelterPoint” name strictly as a marketing name, and no legal significance is expressed or implied. The ShelterPoint family of companies consists of ShelterPoint Life Insurance Company, a NY-domiciled carrier, and its wholly-owned subsidiary ShelterPoint Insurance Company, a FL-domiciled carrier not domiciled in NY, depending on the state (see our Geographic & Jurisdictional Notice here). ShelterPoint is a registered service mark.
1Policies for Private Plans of PFML Programs are underwritten by ShelterPoint Life Insurance Company (principal office in Garden City, NY) in the following states: CO, CT, DE, MA, MD, ME, MN, NJ, NY.
2Currently, ShelterPoint does not offer a private plan option for NJ FLI.
CO PFML, state program name CO FAMLI
The Colorado Paid Family and Medical Leave Insurance Act § 8-13.3-501 et seq., C.R.S governs this Private Plan and its interpretation and administration. Available in CO only. Policy Form# SPL PFMLP 0325 CO
CT PFML, state program name CT Paid Lave
Sections 31-49e to 31-49t of the Connecticut General Statutes, commonly known as the CT Paid Leave Act, govern this Private Plan and its interpretation and administration. Available in Connecticut only. Policy Form# SPL PFMLP 0625 CT
DE PFML, state program name DE Paid Leave
The provisions of the Delaware Family and Medical Leave Insurance Program, 19 Del. C. § 3701 et seq., and its implementing regulations, 19 Del. Admin. Code § 1401 et. seq. govern this Private Plan and its interpretation and administration. Available in DE only. Policy form# SPL PFMLP 0624 DE
ME PFML
The Maine Paid Family and Medical Leave law, 26 M.R.S. §850-A et seq. and any Rules and Regulations established by the Maine Department of Labor govern this Private Plan and its interpretation and administration. Available in ME only. Policy Form# SPL PFMLP 1224 ME
MA PFML
The Massachusetts Paid Family & Medical Leave Act (Massachusetts General Law (MGL) Chapter 175M) governs this Private Plan and its interpretation and administration. Available in MA only. Policy Form# SPL PFMLP 0820 MA
MN PFML, state program name MN Paid Leave
The Minnesota Paid Leave Law and policies and procedures established by Minnesota Department of Employment and Economic Development govern this Private Plan and its interpretation and administration. Available in MN only. Policy Form# SPL PFMLP 0125 MN
NJ TDI
The Temporary Disability Benefits (TDB) Law (P.L.1948, c.110 (C:43-21-25 et seq.)) and applicable Administrative Code (N.J.A.C. 12:18-1 et seq.) govern this Private Plan and its interpretation and administration. Available in NJ only. Policies have a statutory 7-day waiting period. Policy Form# SPL TDB P NJ 0124
NY PFL
Policies are governed by Article 9 of Workers Compensation Law (New York State Disability and Paid Family Leave Benefits Law). Policy Form# SPL DBL1114, SPL DB0925 F