In the midst of a busy 4th quarter, it may be difficult to stay on top of updates affecting Paid Family (& Medical) Leave programs across several states. That’s why we created this handy reference table, which summarizes noteworthy changes in New York, New Jersey, Connecticut, and Massachusetts.
This quick overview of the 2023 key changes for statutory benefit programs currently offered by ShelterPoint* also includes helpful shortcuts to full details, such as state-specific average weekly wages, applicable employer contributions, or taxable wage bases on our freshly updated Statutory Benefits section. Those pages should prove as a great resource tool for you well into the new year. You may want to bookmark this page for easy reference shortcuts!
1New York and New Jersey don’t combine Paid Family and Medical Leave into one program like Massachusetts and Connecticut. Instead, New York has a separate short-term disability program called Disability Benefits Law (DBL) and a Paid Family Leave program (PFL). Similarly, New Jersey has its short-term disability program, Temporary Disability Insurance (TDI), and Family Leave Insurance (FLI). Currently, ShelterPoint does not offer a private plan option for NJ FLI.
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This article is for informational purposes only and is not intended to provide legal counsel. Please consult with an appropriate professional for legal and compliance advice. Any DBL, PFL, TDI, CT PFML, and/or MA PFML information is as of the email’s date stamp; it is based on the applicable statutes and regulations and may change as regulations evolve, or the respective state issues guidance regarding Paid Family & Medical Leave regulations, Disability Benefits Law, and/or Temporary Disability regulations.
NY DBL/PFL
Policies are governed by Article 9 of the Workers Compensation Board (WCB) Law (New York State Disability and Paid Family Leave Benefits Law). All coverage extends up to policy limits. Conditions, covered services, exclusions, limitations, and terms of coverage apply as pursuant to Article 9 of WCB Law. Available in New York only. Underwritten by: ShelterPoint Life Insurance Company (principal office in Garden City, NY).| Policy Form# SPL DBL1114, SPL DB0922 F
NJ TDI
The TDB law (P.L.1948, c.110 (C:43-21-25 et seq.)) governs this private plan and its interpretation and administration. All coverage extends up to TDB Law limits reflected in this policy. Please refer to the policy and TDB law for coverage details, a complete listing of covered services, provisions, conditions, exclusions, and terms under which the policy may be continued or canceled. In the event of conflicting information with the policy and applicable TDB Law, the policy and TDB Law will take precedence over what is shown in this material. Available in NJ only. Underwritten by: ShelterPoint Life Insurance Company (principal office in Garden City, NY) in: NJ | Policy Form# TDB-P-NJ
MA PFML
The information in this document is based on our knowledge of the MA Paid Family and Medical Leave statute and regulations, and may change as regulations evolve, or the MA Department of Family and Medical Leave issues guidance regarding the regulations. All coverage extends up to policy limits. Please refer to the policy for terms under which it may be continued or canceled and for policy exclusions and imitations. In the event of conflicting information with the policy, the policy will take precedence over what is shown in this material.
Available in MA only. Underwritten by: ShelterPoint Life Insurance Company (principal office in Garden City, NY) in: MA | Policy Form# SPL PFMLP 0820 MA
CT PFMLI
The Connecticut Paid Family and Medical Leave Law and Policies and Procedures established by the Connecticut Paid Family and Medical Leave Authority govern this private plan and its interpretation and administration.
Please refer to the policy and CT PFML Law for coverage details, a complete listing of covered services, provisions, conditions, exclusions, and terms under which the policy may be continued or canceled. In the event of conflicting information with the policy and applicable CT PFML Law, the policy and CT PFML Law will take precedence over what is shown in this material.
Available in CT only and will be underwritten by: ShelterPoint Life Insurance Company (a New York-domiciled carrier): CT | Policy Form# SPL PFMLP 0122 CT
*The ShelterPoint family of companies operates under the “ShelterPoint” name strictly as a marketing name, and no legal significance is expressed or implied. The ShelterPoint family of companies consists of ShelterPoint Life Insurance Company, a NY-domiciled carrier, and its wholly-owned subsidiary ShelterPoint Insurance Company, a FL-domiciled carrier, depending on the state.